Budgeting for Christmas with Kmart’s Layaway Program PLUS the Big Layaway Giveaway!

This is a Sponsored post written by me on behalf of Kmart. All opinions are 100% mine.

The kids are back in school, the leaves are beginning to fall from the trees. Another Summer is in the books. Fall is here and will surely fly away just as fast as Summer. 

I have been researching our calendar, checking out the paydays until the holidays, and keep thinking up ways to budget in thos important holiday gifts while paying the bills. For some families, it's just too difficult to grab big lumps from their paychecks and head on out and do their Holiday shopping.

THIS is where Kmart's Layaway program comes in and helps your family budget! Kmart's free layaway will take the burden off of having to scrape up the money to get ALL our holiday shopping done and paid for at once.
With Kmart's Layaway program, you can head into your local Kmart, take your time and mark off EVERYTHING on your family's holiday list ALL in one trip! 
So, you think your total bill will come up to about $500? Don't have that much to spare right now but still need to grab all of this years HOTTEST toys or COOLEST fashions? That's OK! Kmart has you covered!

With Kmart's free layaway, you will pay either $15 or 10% of your Layaway purchases for Kmart to "hold" your items for you, so you can take the time you need to pay them off and pick them up JUST in time for the Holidays! Then, you will continue to make 4 easy payments over an 8 week period for your purchases. The 8 week, 4 easy payment option is available for BOTH online AND in-store layways. If you need more time, there is a 12 week layaway program that is available for in-store purchases over $300.

You will be able to find something for your entire family! I even found a little something just for me :)

I can't hog all the good stuff! I would also be throwing in something for my girls, my son and the man in my life!
 

There are other stores that offer layaway as well, but Kmart's layaway program stands WAY OUT above the rest! See for yourself!

One more AWESOME thing about Kmart's Layaway program… Kmart's Big Layaway Giveaway!
Did you know that if you take advantage of Kmart's Layaway program, you are eligible to WIN your WHOLE Layaway? FREE!?!!?? If you are chosen, Kmart will pay off your remaining balance on your Layway!
There is ONE Layaway Giveaway at EVERY Kmart store EVERY WEEK from 9/9/12 through 11/17/12! So, your chances are AMAZING! I have plenty of high priced items on my list, so I am hoping to WIN BIG with the Kmart Big Layaway Giveaway! 
Why don't you head on down to YOUR local Kmart and cross off your holiday list EARLY!? You never know! YOUR layaway could be the WINNER this week… or next week….or the week after…. 

This post may contain affiliate links. Please see my disclosure policy for more information.